Thinking about buying a home?
Shawn Penoyer has information that can help. Take a look at our list of helpful topics on buying a home below:
- Is now a good time to buy?
- What trends are affecting the value of my home?What new economic policies will be shaping my real estate decisions in the coming months?
Market InsightsFigure out how much you can afford – what you can afford depends on your income, credit rating, current monthly expenses, down-payment and the interest rate.
Useful LinksHome Economics
Home-buying Programs in Georgia
If you’re thinking about buying your first property, it pays to know your rights as a buyer and how the buying process works.
Know your rightsThe process of buying a house will differ depending on whether the house is sold by private treaty or at auction. Rules may also vary in each state or territory. Shawn will guide you through this process, but here you can find some information on your rights when buying a house.
Useful LinksFair Housing: Equal Opportunity for All
Real Estate Settlement Procedures Act
One of the first steps you’ll take in buying a home is shopping for a loan.
Shop for a loanShawn Penoyer can direct you to Home Loan Experts and can answer any questions you have, but you may also visit one of many sites that can help you find a housing loan.
Useful LinksLooking for the best mortgage: shop, compare, negotiate
Let Federal Housing Administration help you
Learn about interest only loans
Avoid Predatory Lenders
Many federal, state and local agencies administer programs to assist people who need help buying a home.
Home Buying ProgramsSome of these are loan programs; others provide assistance with down payments or with building a home. Shawn Penoyer will advise you on preparing to buying a home and present you programs that you may use. Meanwhile you can read more about home-buying programs in Georgia:
Useful LinksHomebuying programs in Georgia
Federal Housing Administration Loan Programs (offer lower downpayments and are a good option for first-time homebuyers)
Good Neighbor Next Door
Hurricane Evacuees Discounted Sales
Homeownership for Public Housing Residents
Indian Home Loan Guarantee Program
Looking for a new home can be an exciting and challenging experience.
Steps to Buying a HomeShawn work hard to not only find the perfect home for you, but also to handle every last detail of the purchase process, from negotiating the terms of sale to recommending moving companies. To help you get started on buying your new home we prepare 8 Steps Guide, information on Buying a Foreclosure, Home Inspection and finally very helpful tips on settlement costs.
Useful Links8 Steps to Buying a Home
Buying a Foreclosure
Get a Home Inspection
Settlement Costs and Helpful Information